Can I get a loan in Halifax with bad credit?
You may apply for our loan services regardless of having bad credit. We are an online lender that offers personal loans based on income requirements, not credit history. Sometimes people make mistakes and face financial hardship that’s why we’re here to help you get back up with a loan that will see you through this difficult time. Apply now!
What credit score is needed for a loan Halifax?
If you’re looking to apply for a personal loan, most lenders perceive those with credit scores of 600 or more as posing less risk. Before beginning your application, make sure you have all the required documents on hand, such as financial documentation, employment verification, and your Social Insurance Number.
Why should I get a bad credit loan?
Although the interest rates for bad credit loans are often high, there are still several benefits to taking out this type of loan. For example, many traditional lenders (e.g. banks) reject individuals with bad credit outright, which can make it difficult to get the money during an emergency situation or put you in a bind financially speaking. A bad credit loan provides people with the opportunity to borrow money without being punished for prior mistakes
If you have bad credit, loans can be a great help financially without putting you through a lot of hoops to get approved. With these loans, you also have the chance to improve your credit score gradually by making regular payments. For every timely payment made, your credit rating will improve slowly but surely, eventually leading to more favorable terms and rates on future loans.
We provide the best online loan services in Canada!
When Canadians are looking for a more flexible and less expensive short-term financial solution, our team is in high demand. We work with licensed private lenders, which means we can provide better alternatives than what a traditional loan provider would offer. Regardless of your credit score, we will help you get the cash you need.
- Super fast and easy 3-step application.
- We do not require credit checks or upfront fees.
- More than 17 years of experience.
- Cash directly into your bank account via Interac money transfer.
- Receive your money within 24 hours.
- Excellent costumer service.