Bad credit? No problem. Get a bad credit loan in Halifax!

If you have bad credit and need a loan in Halifax, we may be able to help. We offer bad credit loans to people who have been turned down by other lenders. Our loans are designed for people who have had trouble getting a loan elsewhere, and our rates are very competitive.

Can I get a loan in Halifax with bad credit?

You may apply for our loan services regardless of having bad credit. We are an online lender that offers personal loans based on income requirements, not credit history. Sometimes people make mistakes and face financial hardship that’s why we’re here to help you get back up with a loan that will see you through this difficult time. Apply now!

What credit score is needed for a loan Halifax?


If you’re looking to apply for a personal loan, most lenders perceive those with credit scores of 600 or more as posing less risk. Before beginning your application, make sure you have all the required documents on hand, such as financial documentation, employment verification, and your Social Insurance Number.


Why should I get a bad credit loan?

Although the interest rates for bad credit loans are often high, there are still several benefits to taking out this type of loan. For example, many traditional lenders (e.g. banks) reject individuals with bad credit outright, which can make it difficult to get the money during an emergency situation or put you in a bind financially speaking. A bad credit loan provides people with the opportunity to borrow money without being punished for prior mistakes

If you have bad credit, loans can be a great help financially without putting you through a lot of hoops to get approved. With these loans, you also have the chance to improve your credit score gradually by making regular payments. For every timely payment made, your credit rating will improve slowly but surely, eventually leading to more favorable terms and rates on future loans.


We provide the best online loan services in Canada!

When Canadians are looking for a more flexible and less expensive short-term financial solution, our team is in high demand. We work with licensed private lenders, which means we can provide better alternatives than what a traditional loan provider would offer. Regardless of your credit score, we will help you get the cash you need.

  • Super fast and easy 3-step application.
  • We do not require credit checks or upfront fees.
  • More than 17 years of experience.
  • Cash directly into your bank account via Interac money transfer.
  • Receive your money within 24 hours.
  • Excellent costumer service.

Approved loans

Years in Business

Happy clients

Got Questions?

Reach out to one of our experienced brokers today

To qualify for a bad credit loan, what do I need?

At loans bad credit, we assist individuals with bad credit in obtaining the loans they require! You don’t need much to qualify for one of our loans:

  1. – Be a Canadian citizen
  2. – Be over 18 years old
  3. – Not be in bankruptcy
bad credit loans halifax

I meet all of these requirements – How can I apply for a loan if I have bad credit?


Get your bad credit loan in three steps!

Do you need quick financial help but have been turned down by the bank? Look no further! Our three-step application process is quick and easy, so you can save time and effort. Apply now to get your bad credit loan within the next 24 hours!

bad credit loans halifax

1. Send us your information

Fill out our short application and wait for a reply from one of our experienced brokers.

2. Receive your approval

Once your application was approved, you will instantly receive your loan agreement.  After you sign and return it, we will instantly send you your money.

3. Receive your money

Your loan will be deposited directly into your bank account within 24 hours via Interac money transfer.

We are here for you and your financial needs.

Questions? Don’t hesitate to get in touch with us! We are happy to help!