Bad credit? No problem. Get a bad credit loan in Ottawa!

Take advantage of our fast and easy bad credit loan alternatives. Our brokers are ready to help you improve your financial position so that you can get back on track. We value speed, transparency, and honesty, so you can have trust in us when things get tough.

Can I get a loan in Ottawa with bad credit?

If you need a loan but have bad credit, don’t worry you can still apply with us! We’re an online lender that offers personal loans to those who meet our income requirements, regardless of their past credit history. Whether you’ve made some financial mistakes in the past or have just fallen on hard times recently, we want to help you get back on your feet. Our loans will hopefully provide the assistance you need during this tough period. Apply now to see if you qualify!

What credit score is needed for a loan Ottawa?


Although you don’t need a flawless credit score to obtain a personal loan, most lenders see those with scores of 600 or more as having lower risk. There are various things you’ll need to have prepared for the lender before applying for a personal loan, such as financial documentation, employment verification, and your Social Insurance Number.

Why should I get a bad credit loan?

Even though the interest rates for bad credit loans are higher than other types of loans, there are still several benefits to securing one. Traditional lenders, such as banks, often reject individuals with bad credit outright which makes it difficult to get money when you need it most and can put you in some serious financial binds. A bad credit loan gives you the opportunity to borrow money without being penalized for previous mistakes.

Loans for people with bad credit make things easier by not requiring extra verification to be approved. They also give you the opportunity ̶to overtime̶ as you make regular payments ̶to improve your credit score. With each timely payment, your credit rating will slowly go up, eventually making it easier to qualify for more favorable terms and rates on future loans.

– Get a loan without being penalized for your credit score

– Improve your credit rating over time


We provide the best online loan services in Canada!

Our team is in high demand when Canadians require a short-term economic answer. We collaborate with authorized private lenders, which means we can provide more flexible and less expensive options than a traditional loan provider. It makes no difference whether your credit is excellent or terrible, we will help you obtain the money you need:

  • Super fast and easy 3-step application.
  • We do not require credit checks or upfront fees.
  • More than 17 years of experience.
  • Cash directly into your bank account via Interac money transfer.
  • Receive your money within 24 hours.
  • Excellent costumer service.

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Years in Business

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Got Questions?

Reach out to one of our experienced brokers today

What do I need to qualify for a bad credit loan?

If you live in Halifax and have a bad credit, you might be afraid that you won’t be able to get a loan. loans bad credit specializes in assisting individuals with bad credit in obtaining the financing they require! All you have to do is:

  1. – Be a Canadian citizen
  2. – Be over 18 years old
  3. – Not be in bankruptcy
bad credit loans ottawa

I meet all of these requirements – how can I apply for a bad credit loan?


Get your bad credit loan in three steps!

Look no further if you need fast and simple financial aid and the bank has rejected you. You may save a lot of time and travel with our rapid and easy 3-step application procedure! Apply right away and receive your bad credit loan in as little as 24 hours!

bad credit loans ottawa

1. Send us your information

Fill out our short application and wait for a reply from one of our experienced brokers.

2. Receive your approval

Once your application was approved, you will instantly receive your loan agreement.  After you sign and return it, we will instantly send you your money.

3. Receive your money

Your loan will be deposited directly into your bank account within 24 hours via Interac money transfer.

We are here for you and your financial needs.

Questions? Don’t hesitate to get in touch with us! We are happy to help!